On July 19, Cointelegraph reported that the Federal Housing Finance Agency (FHFA) recently issued a directive to explore incorporating cryptocurrencies into the risk assessment of single-family home mortgages. This move may allow long-term cryptocurrency holders to use their digital assets when applying for mortgages without having to liquidate them. The directive emphasizes that assets must be verified and stored through U.S.-regulated centralized exchanges, but does not mandate custody on the exchange. Self-custodied assets are considered the cornerstone of the crypto system due to their transparency, security, and lower counterparty risk. Experts are calling for the development of a reasonable framework that supports both self-custodied and custodied assets, and applies appropriate valuation discounts for volatility, in order to promote the modernization of housing finance. [TechFlow]